HAJOCA CORPORATION - SENIOR CREDIT REP Resume Example

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Victoria Ramirez

XXX XXXXXXXX XXXXX

STONE MOUNTAIN, GA 30083

Ph: XXXXXXXXXXXX

XXXXXXXXXXXXXXXXXXXXX

Professional Summary

Twenty years experience in accounting, commercial credit and collections in a corporate enviroment. Able to learn new tasks quickly and proficient in growing key customer relationships. Represent establishment with friendly, professional demeanor at all times.
Looking for a position in fast growth company.

Skills

Organized, self motivated and goal oriented Strong written and verbal communication skills

Credit review/analysis Judgment and Decision Making

Time Management

Experience

SENIOR CREDIT REP Aug 2011 －Mar 2014 HAJOCA CORPORATION NORCROSS, GA

Evaluate account history and other criteria to approve extension of credit

SENIOR CREDIT REP Feb 2006 －Aug 2011 HD Supply (formerly Hughes Supply, Inc. Lawrenceville, GA Handled heavy volume of both inbound and outbound calls with the intent to reconcile accounts to a current status
Approved extension of credit
Accounts receivable reconciliation of payments or disputes
Perform credit review/analysis and set/adjust credit per policy limits within specified range.
Obtain accurate ownership/receivership information

COLLECTIONS REP Jan 2005 －Aug 2005 IRON MOUNTAIN, INC NORCROSS, GA

Reviewed portfolio of accounts annual billed on contracts

Record financial/collection efforts
Processed accounts for collection
Reviewed with management weekly ageing based on new and existing accounts
Mailed renewal notices
Skip tracing, retrieval of archived account information for current terms

COLLECTION ANALYST Nov 2003 －Sep 2004 RECALL INFORMATION MANAGEMENT NORCROSS, GA Analyzed, managed and collected Western and Central regions accounts.
Resolved billing discrepancies
Handled bankruptcies for assigned ageing

CREDIT AND COLLECTION SPECIALISTS May 2001 －May 2004 GMAC COMMERCIAL FINANCE TUCKER, GA Collection of assigned low,mid and upper tier past due accounts.
Managed $8 million Factoring portfolio.
Reconciled billing and payment problems.
Processed and verified applications for credit.
Established a strong customer service relationship both internal and external GMAC customers.

Education