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Citimortgage - Mortgage Underwriter Iii Resume Example

Hunter Mitchell
XXXX X XXXXXX XX
Willis, MI 48191
Ph: XXXXXXXXXXXX
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Professional Summary

Seasoned Mortgage Underwriter with more than 13 years of experience in the fast-paced, ever changing Mortgage Industry. Excellent communication and organizational skills. Track record of handling task with accuracy and efficiency with minimal errors.  Passionate and motivated, with the drive for excellence.

Skills
  • Critical Thinking
  • Active Learning
  • Judgment and Decision Making
  • Time Management
  • Complex Problem Solving
  • Multi Task
  • Works Under Pressure
  • Team Player
Experience
Mortgage Underwriter III Apr 2012Present Citimortgage Ann Arbor, MI
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval
  • Set credit policies, credit lines, procedures and standards in conjunction with senior managers
  • Stay abreast of new types of loans and other financial services and products to better meet customers' needs
  • Order mortgage insurance policies in order to ensure protection against loss on mortgaged property
  • Communicate with loan officers and loan processors in order to obtain necessary documents for review and consideration
  • Ensure guideline adherence for investor purchase on secondary market
  • Maintain awareness of compliance rules, regulations and laws
  • Experiences in conforming, non conforming, FHA and VA products
Mortgage Processor Mar 2008Apr 2012 Citimortgage Ann Arbor, MI
  • Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts
  • Answer questions and advise customers regarding loans and transactions
  • Contact customers by mail, electronic mail or telephone concerning acceptance or rejection of applications
  • Record applications for loan and credit, loan information, and disbursements of funds, using computers
  • Present loan and repayment schedules to customers
  • Prepare and type loan applications, closing documents, legal documents, letters, forms, government notices, and checks, using computers
  • Contact credit bureaus, employers, and other sources in order to check applicants' credit and personal references.
  • Order property insurance policies in order to ensure protection against loss on mortgaged property
  • Direct communication with loan officers, mortgage underwriters, title companies and closing attorneys regarding status of transaction and documents required
  • Ensure deadlines for purchase closings are adhered
Education
High School Diploma: CP Studies Ypsilanti, MI Ypsilanti High School Jun 1999
Attended from 2003 - 2005: Business Management Ann Arbor, MI Washtenaw Commuity College
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Resume Details

This is a real resume for a Mortgage Underwriter III in Willis, Michigan with experience working for such companies as Citimortgage. This is one of the hundreds of Mortgage Underwriter III resumes available on our site for free. Use these resumes as templates to get help creating the best Mortgage Underwriter III resume.

Previous Companies:

  • Citimortgage

Previous Job Positions:

  • Mortgage Underwriter III
  • Mortgage Processor

Schools:

  • Ypsilanti High School
  • Washtenaw Commuity College

Level of Education:

  • High School Diploma
  • Attended from 2003 - 2005

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