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US BANK HOME MORTGAGE - Mortgage Underwriter Resume Example

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Matthew Harris

XXXX XXXXXX XXXX, North Royalton, OH 44133

Ph: XXXXXXXXXXXX

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Professional Summary

Seasoned Mortgage Underwriter with more than 8 years of experience in fast-paced Mortgage Production Environment. Excellent verbal and written skills. Excellent results in number of files underwritten.

Skills

Complex Problem Solving
Judgment and Decision Making

Detail Oriented
Excellent Customer Service

Verbal and Written Correspondence
Ability to prioritize and multi-task

Experience

Mortgage Underwriter Sep 2014－Present US BANK HOME MORTGAGE － Bedford, oh

Examine loan documentation to ensure accuracy and completeness,

Review credit, collateral and application to ensure loan meets company guidelines.

Provide underwriting decision to either approve or deny loans within agency, investor and bank guidelines.

Communicate with loan officers and processors regarding documentation required to satisfy outstanding conditions.

Mortgage Underwriter Jun 2013－Jan 2014 Gold Star Financial Group － Middleburg Hts, Ohio

Review income, assets, credit and collateral to determine ability to repay and minimize risk of default.
Underwrite to specific guidelines of multiple Investors, while meeting Goldstar compliance requirements.

Sr. Mortgage Underwriter Apr 2006－Jun 2013 New York Community Bank － Cleveland, Ohio

Review assets, income, credit and collateral in order to make the accurate decision on the loan
Answer questions and advise loan processors regarding loan products and Bank's guidelines.
Manual underwrite of Jumbo Loans
Provide support to less experienced Underwriters

Mortgage Loan Processing Supervisor Sep 2003－Apr 2006 New York Commuinty Bank － Cleveland, Ohio

Provide support to loan processors by ensuring the timely, proficient and accurate processing of mortgage files.
Answer questions and advise Loan Officers regarding loan documentation.
Ensure compliance with company policies, guidelines and lending program requirements.

Customer Service Manager Oct 1987－Sep 2003 New York Community Bank － Cleveland, Ohio

Responsible for branch audits, teller training, coaching and providing support to staff
Originate, process and submit loan files for Underwriting review.

Education

High School Diploma Training: ATR/QM; Encompass System/Ellie Mae; Delegated Underwriter by MI Co.

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Mortgage Underwriter Customer Service Manager

Resume Details

This is a real resume for a Mortgage Underwriter in North Royalton, Ohio with experience working for such companies as Us Bank Home Mortgage, Gold Star Financial Group, New York Community Bank. This is one of the hundreds of Mortgage Underwriter resumes available on our site for free. Use these resumes as templates to get help creating the best Mortgage Underwriter resume.

                                        Previous Companies:
                                        US BANK HOME MORTGAGE
Gold Star Financial Group
New York Community Bank

                                        Previous Job Positions:
                                        Mortgage Underwriter
Sr Mortgage Underwriter
Mortgage Loan Processing Supervisor
Customer Service Manager

                                        Schools:
                                        Training: ATR/QM; Encompass System/Ellie Mae; Delegated Underwriter by MI Co.

                                        Level of Education:
                                        High School Diploma