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Jpmorgan Chase & Co - Mb Modification Closer Resume Example

Victoria Ramirez
XXXX XXXX XXXXXX XX, Jacksonville, FL 32277
XXXXXXXXXXXXXXXXXXXXX
Ph: XXXXXXXXXXXX
Professional Summary

Friendly and enthusiastic individual with almost 14 years of background in the mortgage industry. Able to learn new tasks quickly and proficient in growing key customer relationships. Represent establishment with friendly, professional demeanor at all times.

Skills
  • Friendly
  • Energetic
  • Detail-oriented
  • Analytical
  • Excellent time management
  • Reliable
  • Excellent communicator
  • Quick learner
Experience
MB Modification Closer Nov 2011Present JPMorgan Chase & Co. Jacksonville, FL
  • Competently manage and close all assigned loans, enabling fast closings that are free from errors and issues
  • Review and close modification loans by entering customer information and determining appropriate workout following investor guidelines
  • Review Solicitation Pre Work loans
  • Complete HHF Reports and analyze HHF coding in MSP
  • Perform Delayed Conversion QC function on high risk loans as part of a designated 3 member team with excellent audit team scores
Loan Coordinator Sr. Mar 2010Mar 2011 JPMorgan Chase & Co. Jacksonville, FL
  • Perform QA Underwriting function on Streamlined GSE BAU program loans
  • Calculate borrower's income including review tax returns, paystubs, self employment income, social security income etc.
  • Review underwriter loans to ensure they were underwritten correctly, complete QA Database and score their work
  • Review credit reports and determine if new ones need to be ordered
Loan Coordinator Sr. Aug 2009May 2010 JPMorgan Chase & Co. Jacksonville, FL
  • Review and update ID QA Compliance reports.
  • Enter denial codes in MSP and other systems.
  • Review and analyze denial letters
  • Scrub private investor loans from reports
Loan Coordinator Sr. Jan 2009May 2009 JPMorgan Chase & Co. Jacksonville, FL
  • Perform Pre-Review Eligibility of ID U/W loans
  • Review customer financial documents like tax returns, income and RMA letters
  • Assist CAS reps and advise which documents are no longer valid and/or are completely missing from database and are required from customer
  • Enter comments in systems to inform other departments of the current status of underwriting and verify why extensions on loans were requested in some cases
  • Run and complete eligibility tool on ID loans to determine if qualified for modification
  • Run Escrow Calculator by entering escrow information
Modification Loan Processor Mar 2007Jan 2009 Washington Mutual Bank, later JPMorgan Chase & Co. Jacksonville, FL
  • Review and process 5/1 Interest Only Arm and Fixed rate loans
  • Enter customer information into various systems and determine which interest rate should be offered
  • Print investor specific documents, make copies and send to customers overnight to sign and notarize
  • Open returned signed documents and review if customer signed and notarized everything correctly
  • Contact customers via phone and advise how paperwork needs to be completed or what is missing
Consumer Direct Loan Closer Mar 2005Mar 2007 Washington Mutual Bank Jacksonville , FL
  • Close Consumer Direct Refinance loans
  • Review Investor guidelines and title vesting and make corrections in systems if necessary.
  • Verify Hud1 to ensure accuracy and return to processor if corrections are needed.
  • Determine which documents are to be printed for each individual investor avoiding errors
  • Ensure timely closing by shipping out correct documents with accurate customer information
Loan Coordinator I May 2001Mar 2005 HomeSide Lending Inc, later Washington Mutual Bank Jacksonville, FL
  • Database entry
  • Order and enter Flood Certification information
  • Order VA/FHA title certs and assist Mailroom at times
Education
High School Diploma May 2000 Englewood High Jacksonville, FL
Commercial Vocational and Technical University May 1999 Wilhelm Röpke Schule Ettlingen, Germany
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Resume Details

This is a real resume for a MB Modification Closer in Jacksonville, Florida with experience working for such companies as Jpmorgan Chase & Co, Washington Mutual Bank, Later Jpmorgan Chase & Co. This is one of the hundreds of MB Modification Closer resumes available on our site for free. Use these resumes as templates to get help creating the best MB Modification Closer resume.

Previous Companies:

  • JPMorgan Chase & Co
  • Washington Mutual Bank
  • later JPMorgan Chase & Co

Previous Job Positions:

  • MB Modification Closer
  • Loan Coordinator Sr
  • Modification Loan Processor
  • Consumer Direct Loan Closer
  • Loan Coordinator I

Schools:

  • Englewood High
  • Wilhelm Röpke Schule Ettlingen, Germany

Level of Education:

  • High School Diploma

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