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Jersey Shore State Bank - Commercial Lender Resume Example

Natalie Bennett
XXX XXXXX XXX XXXXXX, Shamokin, PA 17872
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Ph: XXXXXXXXXXXX
Professional Summary

Seasoned Commercial Lender  with more than 20 years of experience in fast-paced Commercial Banking Industry. Excellent credit and analytical skills. Track record of achieving exceptional results in growth of Bank's commercial loan portfolio and building extensive customer referral base.

Skills
Experience
Commercial Lender Apr 2013Present Jersey Shore State Bank Williamsport, PA
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Review and update credit and loan files.
  • Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
  • Analyze potential loan markets and develop referral networks to locate prospects for loans.
Commercial Lender/Middle Market Apr 2010Apr 2013 M & T Bank Williamsport, PA
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
  • Work with clients to identify their financial goals and to find ways of reaching those goals.
Commercial Lender Apr 2001Apr 2010 FNB Bank NA (Fulton Financial) Danville, PA
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Market bank products to individuals and firms, promoting bank services that may meet customers' needs.
Credit Analyst Jul 1992Apr 2001 Sun Bank Selinsgrove, PA
  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Prepare reports that include the degree of risk involved in extending credit or lending money.
  • Confer with credit association and other business representatives to exchange credit information.
Staff Accountant Feb 1987Jul 1992 Keiser, Selinkow, Carton & Mosskovtiz Baltimore, MD
  • Prepare, examine, or analyze accounting records, financial statements, or other financial reports to assess accuracy, completeness, and conformance to reporting and procedural standards.
  • Compute taxes owed and prepare tax returns, ensuring compliance with payment, reporting or other tax requirements.
  • Establish tables of accounts and assign entries to proper accounts.
  • Develop, implement, modify, and document recordkeeping and accounting systems, making use of current computer technology.
  • Provide internal and external auditing services for businesses or individuals.
Credit Analyst Dec 1983Feb 1987 First Federal Savings & Loan of Annapolis Baltimore, MD
Education
Bachelor of Science: Accounting Dec 1983 Bloomsburg University of Pennsylvania Bloomsburg, PA
Community Service

Boar Member, Shamokin Area Industrial Corporation

Past President, Lower Anthracite United Way

Past President, Geisinger/GSACH Hospital Auxiliary

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Resume Details

This is a real resume for a Commercial Lender in Shamokin, Pennsylvania with experience working for such companies as Jersey Shore State Bank, M & T Bank, Fnb Bank Na Fulton Financial. This is one of the hundreds of Commercial Lender resumes available on our site for free. Use these resumes as templates to get help creating the best Commercial Lender resume.

Previous Companies:

  • Jersey Shore State Bank
  • M & T Bank
  • FNB Bank NA Fulton Financial

Previous Job Positions:

  • Commercial Lender
  • Middle Market
  • Credit Analyst
  • Staff Accountant

Schools:

  • Bloomsburg University of Pennsylvania

Level of Education:

  • Bachelor of Science

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