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Southern Trust Mortgage - Collateral Underwriter Resume Example

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Audrey Patterson
XXX XXXXXX XX, Hampton, VA 23669
Professional Summary
Seasoned Appraiser with more than 10 years experience in a broad range of locations within Virginia, Maryland, and DC. with proven ability to  work under time constraints. Excellent communication skills and ability to work with a wide range of personalities maintaining a positive environment for all participants in the loan process. Works with dedication and integrity. Handles tasks with accuracy and efficiency.
  • Customer and Personal Service
  • Judgment and Decision Making
  • Negotiation
  • Organizational skills developing review procedures and maintenance of documents
  • Detail oriented
Collateral Underwriter Aug 2012Present Southern Trust Mortgage Virginia Beach, VA Review and underwrite all aspects of the loan process entailing collateral including appraisals, lender requirements, as well as company policies for risk management utilizing experience, MLS services and AVM products. My work requires working with people of conflicting interest to achieve a mutually beneficial result. My principle responsibility is to protect Southern Trust from monetary loss due to insufficient collateral value or failure to follow agency and lender policies. Experience with FHA, VHDA, NCHA, USDA, and Portfolio Loans. Experience underwriting 203K loans. Able to work under deadline pressure in the closing environment. Average assignment volume of 5 new appraisals per day.
Certified Residential Appraiser May 2005Aug 2012 Anna Ensley & Associates Virginia Beach, VA Appraiser of real property to include single family residential,  multi-family residential, new construction, rental properties, and 203K loans. Covered a wide territory including Hampton, Newport News, Virginia Beach, Chesapeake, Suffolk and Southampton Counties. Some limited experience in the Williamsburg area. Conducted field and desk reviews.
Appraisal Trainee Jun 2003May 2005 Lewis Appraisal Service Crownsville, MD Worked as trainee during the boom time of real estate market in the greater Washington Metro area. Gained experience in single family and 2-4 unit properties in a broad territory including Baltimore, DC, Annapolis, Montgomery, Prince George's, and Southern Counties of MD. Trained under a third generation appraiser of admirable integrity where I learned to take my job seriously as the representative of the lender ensuring they received an accurate appraisal of the real property value.
Self Employed May 2000May 2002 Julie's Cleaning Service Virginia Beach, VA Developed a thriving residential cleaning business in Sandbridge, Virginia, a beach resort community. Maintained 12 homes in impeccably clean condition with high customer satisfaction.
Certified Residential Appraiser Department of Professional Occupation and Regulation Richmond, VA
Licensed Residential Appraiser Maryland Labor, Licensing & Regulation Baltimore, MD
Communication Major, Business Minor San Jose State University San Jose , CA 4 years towards a bachelors degree. Concentration on interpersonal relationships. Attended 1984-1991.
Culinary Arts, attended 1 1/2 years, 1976-1978 Johnson & Wales Culinary Arts College Providence , RI
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Resume Details

This is a real resume for a Collateral Underwriter in Hampton, Virginia with experience working for such companies as Southern Trust Mortgage, Anna Ensley & Associates, Lewis Appraisal Service. This is one of the hundreds of Collateral Underwriter resumes available on our site for free. Use these resumes as templates to get help creating the best Collateral Underwriter resume.

Previous Companies:

  • Southern Trust Mortgage
  • Anna Ensley & Associates
  • Lewis Appraisal Service

Previous Job Positions:

  • Collateral Underwriter
  • Certified Residential Appraiser
  • Appraisal Trainee
  • Self Employed


  • Department of Professional Occupation and Regulation
  • Maryland Labor, Licensing & Regulation
  • San Jose State University
  • Johnson & Wales Culinary Arts College

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